Spring Investment Management

Who we are

Spring IM Limited are a systematic investment management firm based in the Channel Islands, offering our clients the next generation in technology-led asset management. Serving private clients, companies and institutions, our centralised process caters for a broad range of structures. Aligned with our data-driven investment process we have digitised the entire client journey including the suitability review and collation of client due diligence, allowing clients and companies to be swiftly onboarded. Applications take as little as 15 minutes with options of private, joint, corporate and pension accounts. Once onboarded by Spring IM clients gain access to our daily reporting portal, providing our clients with sight of all their portfolios.


Proven data-driven track record Digital application and suitability for Individual and Company accounts

Online application takes approximately 20 minutes

Digital CDD collation for KYL / AML purposes

Multi-account option

Monthly saving option

Low minimum investment range offered

Daily reporting portal for all portfolios held with Spring, see all assets, performance, exposure, transactions etc

International pensions & Corporate pensions

What we do

Our investment process

Spring follow a propriety behavioural and adaptive approach with a focus on removing human bias. Through a blend of quantitative and qualitative frameworks, we deliver transparent, robust, and repeatable, process-driven, rules-based solutions through a tightly controlled, mathematically engineered risk focussed framework.


Our Investment Ranges

We have two investment ranges, Global Core and Managed Passives. Our Global Core range places an emphasis on wealth preservation for our clients, where priority is given to downside risk management over full market participation. Our Managed Passive range is a market directional strategy targeting longer term capital growth and uses predominantly passive instruments.


Portfolio Construction

Our Global Core solutions are developed through an unconstrained, rules-based, global multi-asset approach and delivered though the development of a core (defensive) and satellite (growth) portfolio construction technique.

The defensive core element makes use of alternatives and absolute return strategies to help manage volatility and correlations between asset classes and blend together with more traditional long only funds. The Satellite will seek to generate returns from equity and equity linked exposures. This flexible approach enables the satellite to take conviction in certain market conditions and rotate into more diversified positions in others. The approach focuses on evaluating relative conditions in the context of each asset class and leverages a quantitative, behavioural approach to investing to achieve the target outcomes.


The Managed Passive portfolios allocate capital to assets following a rules-based process, blending long term growth assets with traditionally lower risk assets in order to match the risk profile outcome. Typically, this outcome uses optimisation techniques which target return or performance maximisation rather than predominantly downside risk control.


Our Asset Universe

For all Spring solutions, high importance is placed on the analysis of liquidity at both the portfolio and security level. The securities incorporated and the portfolios themselves offer daily liquidity. All assets in our universe undergo a thorough Environmental, Social and Governence (ESG) review and are scored appropriately for use in our mandates.


By Design

Our portfolios have been carefully designed to provide access to a range of mandates catering for the various investor risk appetites. Targeted outcomes are achieved through careful evaluation of relative market conditions in the context of each asset through a quantitative, rules based, asset behaviour, proprietary approach.

Strategies

Generation £

Our ‘managed passive’ strategy combines all the benefits of an actively managed approach with the use of low-cost passive assets.


The range consists of three risk-rated market directional portfolios that look to grow the real value of capital over the longer term. The service offers lower annual fees through its passive orientation accommodating the more cost-conscious clients.

MANDATES

  • Cautious • low

    This investment approach seeks to protect clients against the impact of inflation by growth and protection of capital over an investment time horizon of 5-8 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 15%.

  • Moderate • medium

    This investment approach seeks to deliver capital growth over the medium term of 8-10 years, mindful of the risks of inflation in line with the portfolio’s risk profile. Portfolios within this risk profile may potentially suffer a drawdown of more than 20%.

  • Progressve • high

    This investment approach seeks to target a higher level of capital growth over a longer-term time horizon of 10+ years. Portfolios within this risk profile may potentially suffer a drawdown of more than 20%.

Preservation £

Our core range places a strong focus on wealth preservation to deliver a smoother, less volatile. Portfolios take a global, multi-asset approach, with a dynamic view on asset selection, strategy mix, portfolio construction and security selection. 

MANDATES

  • Defensive • low

    This investment approach seeks to protect clients against the impact of inflation by growth and protection of capital. There is a strong focus on downside risk management to deliver a smoother, less volatile portfolio over maximising returns over a time horizon of 3-5 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 15%.

  • Balanced • medium

    Using a blend of diversified assets within a multi-asset framework, the portfolio seeks to hedge inflation while providing consistency of returns and growth opportunities over the medium term of 5-8 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 20%.

  • Growth • high

    This approach will typically use a mix of investment strategies to better adapt to changing market conditions. Clients should be prepared to suffer some loss of capital over short-term time horizons in pursuit of longer-term performance over an investment period of 8+ years. Portfolios within this risk profile may potentially suffer a drawdown of more than 20%.

Preservation $

Our core range places a strong focus on wealth preservation to deliver a smoother, less volatile. Portfolios take a global, multi-asset approach, with a dynamic view on asset selection, strategy mix, portfolio construction and security selection. 

MANDATES

  • Defensive • low

    This investment approach seeks to protect clients against the impact of inflation by growth and protection of capital. There is a strong focus on downside risk management to deliver a smoother, less volatile portfolio over maximising returns over a time horizon of 3-5 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 15%.

  • Balanced • medium

    Using a blend of diversified assets within a multi-asset framework, the portfolio seeks to hedge inflation while providing consistency of returns and growth opportunities over the medium term of 5-8 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 20%

  • Growth • high

    This approach will typically use a mix of investment strategies to better adapt to changing market conditions. Clients should be prepared to suffer some loss of capital over short-term time horizons in pursuit of longer-term performance over an investment period of 8+ years. Portfolios within this risk profile may potentially suffer a drawdown of more than 20%.

Preservation €

Our core range places a strong focus on wealth preservation to deliver a smoother, less volatile. Portfolios take a global, multi-asset approach, with a dynamic view on asset selection, strategy mix, portfolio construction and security selection. 

MANDATES

  • Defensive • low

    This investment approach seeks to protect clients against the impact of inflation by growth and protection of capital. There is a strong focus on downside risk management to deliver a smoother, less volatile portfolio over maximising returns over a time horizon of 3-5 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 15%.

  • Balanced • medium

    Using a blend of diversified assets within a multi-asset framework, the portfolio seeks to hedge inflation while providing consistency of returns and growth opportunities over the medium term of 5-8 years. Portfolios within this risk profile should not typically be expected to suffer a drawdown in excess of 20%

  • Growth • high

    This approach will typically use a mix of investment strategies to better adapt to changing market conditions. Clients should be prepared to suffer some loss of capital over short-term time horizons in pursuit of longer-term performance over an investment period of 8+ years. Portfolios within this risk profile may potentially suffer a drawdown of more than 20%.