Schroder Wealth Management US Limited

Who we are

Schroder Wealth Management (US) Limited is a unique business designed to address the investment needs of US persons. Our team of specialists have operated in this market for over 25 years and each of our advisors are individually investment qualified with the Financial Conduct Authority (FCA) and Securities and Exchange Commission (SEC)/Financial Industry Regulatory Authority (FINRA).


We are part of the Schroders Group, a member of the FTSE 100 and sit alongside our sister company Cazenove Capital. Unusually for a business the size of Schroders Group, we are still 48% owned by the founding family. The combination of scale, diversification and stable ownership allows us to take a long-term view and focus on our clients. Schroders has managed the wealth of families for over 200 years and therefore truly stand behind the statement that it understands what it takes to protect wealth over the long-term.


Our depth of knowledge and understanding of complex cross border families ensure we can effectively navigate any UK/US tax issues encountered whilst investing for your clients.

What we do

We are US and UK tax aware and our portfolios are suitable for US investors. They primarily comprise of direct global investments, therefore avoiding the tax issues clients face when holding Passive Foreign Investment Companies (PFICs). We also provide complete US and UK tax reporting.


We combine a number of key elements to achieve consistent returns within an environment of controlled risk. We draw on research and analysis from our own in-house team and the guidance of investment specialists from around the Schroder Group as well as invaluable external investment expertise. We then overlay the individual needs of each client and discuss the most suitable and appropriate investments. Working to create the right asset allocation for each client is closely linked to the understanding of the economic climate.


Different asset classes will outperform at different points in the cycle and an active approach will help manage associated risk and opportunities. Reviewing asset classes in light of the business cycle leads to more insightful decisions that are dynamic and relevant. With a diversified approach to investing for clients, your experienced portfolio manager will ensure your portfolio is reviewed and altered as appropriate over time to keep it aligned with your investment objectives and risk tolerance given the changing financial environment. Changes in circumstances and tax position will be an important factor in how decisions are taken over the longer term on your behalf.

Strategies

Sterling £

We invest directly in equities and bonds, drawing on the expertise of our equity and bond specialists as well as the research of the broader Schroders group. Using direct investments, helps us construct portfolios that meet US tax and reporting requirements, whether clients are based in the US or overseas. For example, we do not purchase Passive Foreign Investment Companies (PFICs) in client portfolios.


Our equity specialists invest globally, looking for high quality companies with an underlying tailwind of structural growth, such as demographic trends or technological change. They also focus on companies that are able to generate high returns on capital and consistent cash flow.


Our fixed income investments are designed to achieve attractive risk-adjusted returns by taking selected exposure to interest rate and credit risk. We invest in a wide range of debt, including government and corporate bonds, inflation- linked bonds as well as floating-rate and convertible instruments.

MANDATES

  • Cautious • low

    Our Cautious portfolios aim to deliver a combination of income generation and while preserving the value of capital. Portfolios may hold up to 40% in equities and target a real return of 2.5% over the long term.

  • Balanced • medium

    Our Balanced portfolios aim is to achieve a combination of long term capital growth and income generation, moderately ahead of inflation while preserving the value of capital. Portfolios may hold between 25% and 60% in equities and target a real return of 3.25% over the long term.

  • Growth • medium

    Our Growth portfolios aim to achieve long term capital growth, materially ahead of inflation while preserving the value of capital. Portfolios may hold between 50% and 80% in equities and target a total real return of 4% over the long term. 

  • Aggressive • high

    Our Aggressive portfolios aim to maximise long term capital growth, significantly ahead of inflation. Portfolios may hold between 60% and 100% in equities and target a total real return of 4.7% over the long term. 

US Dollar $

We invest directly in equities and bonds, drawing on the expertise of our equity and bond specialists as well as the research of the broader Schroders group. Using direct investments, helps us construct portfolios that meet US tax and reporting requirements, whether clients are based in the US or overseas. For example, we do not purchase Passive Foreign Investment Companies (PFICs) in client portfolios.


Our equity specialists invest globally, looking for high quality companies with an underlying tailwind of structural growth, such as demographic trends or technological change. They also focus on companies that are able to generate high returns on capital and consistent cash flow.


Our fixed income investments are designed to achieve attractive risk-adjusted returns by taking selected exposure to interest rate and credit risk. We invest in a wide range of debt, including government and corporate bonds, inflation- linked bonds as well as floating-rate and convertible instruments.

MANDATES

  • Cautious • low

    Our Cautious portfolios aim to deliver a combination of income generation and while preserving the value of capital. Portfolios may hold up to 40% in equities and target a real return of 2.5% over the long term.

  • Balanced • medium

    Our Balanced portfolios aim is to achieve a combination of long term capital growth and income generation, moderately ahead of inflation while preserving the value of capital. Portfolios may hold between 25% and 60% in equities and target a real return of 3.25% over the long term.

  • Growth • medium

    Our Growth portfolios aim to achieve long term capital growth, materially ahead of inflation while preserving the value of capital. Portfolios may hold between 50% and 80% in equities and target a total real return of 4% over the long term. 

  • Aggresive • high

    Our Aggressive portfolios aim to maximise long term capital growth, significantly ahead of inflation. Portfolios may hold between 60% and 100% in equities and target a total real return of 4.7% over the long term.