Who we are
The Pier models have been running since 2013 and were initially established to provide a central investment proposition to the clients of Antrams Financial Services. Full management of the Pier models was taken over by Pier Financial Investments Limited, a Financial Conduct Authority authorised Discretionary Fund Management Company, in 2020.
PIER Financial Investments specialises in portfolios that take advantage of the benefits of holding index funds including Exchange Traded Funds (ETFs) to create risk rated investment solutions that offer clients low cost access to global markets.
PIER’s investment principles are based on significant empirical evidence which show that tracking markets is an investor’s best way of capturing the return that the market offers and that, when choosing an investment manager, costs matter.
What we do
Pier Portfolios are constructed using a global investment mandate and are designed to reflect the broad weighting of the major world indices. There is some additional weighting to the UK to reflect the predominant UK domicile of its investors and to limit currency risk.
Pier Financial Investments uses a blend of low-cost tracker funds to diversify equity risk across global markets with some exposure to mid-cap indices with the intention of increasing long term return and reducing the effect of individual company risk, particularly from the ‘mega cap’ stocks;
The equity risk is moderated through the use of fixed interest funds selected to reduce the equity volatility and provide drawdown protection in the event of equity market falls. Attention is given to the reduction of the impact of factors that could act as a long term drag on performance such as inflation risk.
Pier Portfolios benefit from a rigorous due diligence and research process applied by Pier Financial Investments’ Investment Committee which is currently supported by Stanhope Consulting, who also provide investment services to leading universities, education institutions and private offices.
Liquidity, fund size and tracking error are regularly assessed. The Pier Investment Committee reviews all existing Portfolio funds every quarter and compares them to the market in general to ensure that they continue to satisfy the low-cost mandate;
The Pier Portfolios are rebalanced every quarter thus maximising the optimal blend of each Portfolio and ensuring they remain in line with the investor’s chosen attitude to risk;
Pier Financial Investments allows for the possibility of switching between Pier Portfolios should a client’s risk profile or investment needs change in the future.
